Every college planner tells you when things are due. This one tells you how to pay for them.

The Two-Track Method runs admissions and affordability side by side, ninth grade through the day you send the deposit. Written by a college counselor with 27 years in education and five kids who each took a different path.

The Common App opens August 1. The planner already has the answers.

The questions every parent is searching right now are answered inside:

  • What actually counts as an activity? The ten Common App slots explained.

  • What is due when? The senior month-by-month calendar.

The Two-Track Method

Track one: getting in

Grades and course levels, activities and growth, testing, letters, essays, the list, the applications. Every page tagged in pink.

Track two: paying for it

The seven ways to pay, net price, merit, aid forms, reading offers, appeals, and the true four-year cost. Every page tagged in gold. This is the half nobody hands you.

Inside The Planner

More than a checklist

Ready-to-send emails for every ask

Read every aid offer like an insider

See the real four-year cost

Financial aid appeal steps, scholarship strategies, and 17 email templates to help get you more money.

Four-Year Structure

Every grade has one job

9th Grade: Build the Foundation

10th Grade: Look Around, and Look at the Price

11th Grade: Get Ready Now, Not Later

12th Grade: Apply, Compare, Decide

Protect the GPA, start the activity record, ask about fee waivers, and have your first honest family money talk.

Run your first net price calculator, take the PSAT as practice, learn your state's merit requirements while there is still time to meet them.

Build your balanced college list, ask for recommendation letters, draft your essay, and filter every school by cost before you apply.

File aid forms the week they open, compare offers in four buckets, appeal where the facts support it, and pick the school that costs your family the least.

Not sure where to start?

There are seven ways to pay for college. Most families only know two. Take a two-minute quiz and find the funding paths that fit your student — scholarships, early credit, fee waivers, work programs, or something else entirely.

Who wrote this

Angela Robles, M.Ed., M.A., academic college counselor. 27 years in higher education. Mother of five — each one took a different path, and not one of them had to go broke to get where they were going. This planner is the closest thing to having a college consultant at your kitchen table.

Not ready for the planner?

Get one free college cost hack every week — timed to the admissions calendar and matched to your child's grade.

You do not have to go broke to go to college.